Haven't ever shared it publicly but hey, why not, maybe you or the community will find a way to improve upon it or provide some feedback.  

All of these duplexes are modular.Some things I have learned:1) Modular homes absolutely appreciate the same as a standard stick especially if you highlight to your lender the performance improvements such as:-Higher R value insulation.

the bankruptcy could be tricky but happy to see you are willing to do a low LTV. that will def improve your chances of qualifying.

For instance, improvements are not immediately deductible; instead, they're depreciated over time.

Local REIAsI have an answer to that question, but I'm constantly working on improving and adding to that. 

These studies have enabled me to take advantage of accelerated depreciation, significantly reducing my tax liability and improving my financial position.

Never stop improving and seize any opportunity to expand your impact.

I've only held the property a couple years but between the improvements for adu and appreciation, I think the structure and remaining lot will still provide a healthy LTV for the bank. 

The HITS facility sucks and owner refuses to make necessary improvements to property.

This reduces the likelihood of financial strain and improves long-term profitability.