Thanks to the great information posted here, I think I am leaning toward an LOC for my Duplex held in my LLC as opposed to a cash out re-fi.

Hi @Ken F. I

@Daniel Emison I always take title in LLC...then transfer to personal for the re-fi...but I leverage private money or seller financing...not familiar with any institutional lenders that would lend to an LLC on a residential property (1-4 units), so I am assuming you have found a portfolio lender or other creative financing entity or are investing in commercial property...

Andrea F. I

https://www.biggerpockets.com/files/user/JonP22/fi...

Here's an online article on the topic which sounds pretty similar to your situation: http://www.latimes.com/business/realestate/la-fi-rentwatch-20140420-story.html

This platform allows for complete remote management of security thermostat lighting and access control through door locks all without having to have a separate Wi-Fi connection at the property.

Both have substantial equity that I'd like to access without using a cash-out re-fi.

I just didn't know if I could re-fi after 6 months by showing I have the income from both units to pay the mortgage.

Love to hear everyone's opinion.http://www.latimes.com/business/la-fi-home-prices-...