I will say, with Personal Capital, we were able to visualize many scenarios... say SS is gone by the time we retire, or my husband's pension gets cut by the government, or one of us lose our jobs and we have to live off of 1 income... we could see what the impact of 1 or all would be on our investments.  

As someone who loves North Carolina and geography, I thought a visual might be helpful for this discussion. 

Would you be able tell me a little about your home, visually walk me through the home if you don't mind."

This is good for giving a visual on where your personal money is going and allows you to sort of relive the spending moment and ask yourself "is that really where I want my money going?"

Again, this is a simplified example but perhaps will give you a visual of how a HML might calculate numbers.

Find reasons why you think any advice received is not good advice and find reasons why it is.Evaluate them and visualize these, make a decision.

It's tough to visualize based on the pictures you've got.One thing to keep in mind is the Triangle Rule for kitchens.  

Question for you seasoned vets and contractors.What are the visual clues to differentiate between the two.Here is what I believe, please add to the list or correct me.Manufactured: or (Double Wide) I believe these could be used interchangeably. 

I don't have the experience to visually estimate repairs, but the property is a hoarder house and needs a lot of work.

I can visually picture my tax return, sitting on a desk ready for me to pick up from my accountant.