Recurring income is just one of them -- often the least of them too.  

This house has had a foundation issue in the past and appears to be recurring.

What I mean is mentally your probably all full of anxiety and scared and freaked out.

I think you should give them notice anytime someone comes on the property unless it's a recurring service such as yard maintenance.

In Ohio at least our licensee exams are all computerized, so if you have test anxiety, it helps you practice being in that state-of-mind and relieves you of some of that undue stress.

I highly recommend calling the county offices and talking with them about what you want to do and what they require permits for - establish that relationship now and also, hopefully, relieve some anxiety.

I would not want to live with anxiety of not having my property boundaries written into the deed, although that is possibly correctable by surveying the lot it refers to, and most importantly having problems selling and refinancing. 

To apply for a mortgage using an FHA loan, you will have to show two years of your federal taxes that demonstrate your income as what you stated in your post.Right now, the key would be to get your credit score to be at least 680 or higher.Then have two years of full time work w-2 salary with paystubs and federal tax returns.Google “how much house can I afford calculator” to determine what price range you should be searching in with your current wages/salary/monthly recurring debt.Save 3% of the total amount of targeted price ranges for the houses you intend to purchase.Google “DACA” to learn more about the home buying process for FREE with in person, step by step assistance along the way and possibly get help with closing costs as a first time homeowner.After two years of salaried work, bringing your credit score up, having a 3% down payment, then go to a local bank and ask to speak with a loan officer regarding applying for an FHA loan.

Hi all,I have a duplex with recurring pest (roaches, mice) issues.

Your mortgage on your personal home also counts against your DTI, as do (I am assuming) car payments and any other recurring debt payment.The good news is that if you invest wisely, in a few years you shouldn't have a problem coming up with the DP if you reinvest the cashflow from your current properties, and they will also help your DTI ratio to allow you to continue to borrow (leverage!)