Precise predictions about climate change are a fool's errand and the height of arrogance to think we can accurately predict the year when we reach the point of no return (and I'm an environmental lawyer). 

Currently making all properties self sufficient as practical using Economic Environmentalism.

Either way, had I not verified his answer by spending a couple thousand dollars on the Phase I, I could have been stuck with a huge environmental cleanup bill later on.Good luck.  

My research found that their had been environmental problems on the property.

WV is struggling a lot with all the EPA environmental rules which have hurt coal.

2) If that is the case, are the interest rates a secondary, automatic result of free market lending (I use 'free market' very lightly), or are banks consciously going to increase their interest rates to deter lending so they can meet their reserve requirements?

Because of the difficulties we faced with our realtor when it was time to sell, I made the conscious decision to get my real estate license and vowed to never go through the frustrations, headaches and money left on the table that we encountered.

If you are replacing it, then which is the best weather resistant and environmentally friendly roofing.

A bathroom remodel alone could run you $5k-$8k.For example, I'm currently doing a (budget conscious) cosmetic rehab of a 3 bed/1 bath unit with 1060 sf in Berwyn for $13k with new paint, vinyl plank flooring throughout, and some light bathroom/kitchen remodeling.

They make you pay for a host of environmental surveys on top of everything else and like you mentioned, they take their sweet time.