My background is in analytics and have worn a couple of different hats in the space - sales compensation, business performance / reporting, COGS management, and opportunity / risk evaluation and implementation.Real estate investing is the first topic in a long time - maybe ever - in which I've been truly interested in learning more.

Ever state and county is different but do not wait trust me I have seen every case and the only one who loses is you the land lord.

You can also have multiple VA and FHA loans as well if the situations ever arose.  

And if the rates ever do come down from 7.25 to say 5, I'm going to get a nice little boost in income when I refi.

It may actually be a selling point as the back 40, so to speak, is against a huge plot of private hunting land that won't ever be developed because of the topography. 

well, you do of course and yes, even if your DSCR lender does not pay to report to the credit bureaus. the credit report is not, nor has it ever been the arbiter if you have a debt or not nor is it the only way the an underwriter will see that you have a debt.)

Has anyone ever completed a wholesaling deal in Puerto Rico?

I don’t remember ever being this naive. 

It is a small percentage that end up ever making decent money.  

If you're ever considering the Tampa area for your investments, let me know – it's a great market with lots of potential.