1. 390K, 2 contingencies, structural and mortgage2. 380K, 1 structural contingency3. 370K, Zero contingenciesOption #3 seems like the obvious choice, but there are behind the scene numbers that only the bank will see

It's just that depending on the price point of the homes, tons of people still use agents.. but if they heard two agents talking through a deal behind the scenes they would realize it's a contrived battle.. to act like each agent is going to the mat for their clients.. they both want to get the most out of the deal as they can, the higher the close price, the more they split! 

I'm also about 30k in student debt(~6.4% interest) and if I were to follow @Scott Trench's advice it might be wise to focus on just paying that off first before entering the RE scene.

Nowadays, people want cash flow (this may change again as reality sets in), and a new generation of investors came on the scene with technology allowing for remote management.

This diversity is reflected in the food, music, and overall atmosphere of the city.3) Beaches and outdoor activities: Miami is famous for its beautiful beaches and outdoor recreational opportunities.4) Nightlife and entertainment: Miami is known for its vibrant nightlife scene, with numerous clubs, bars, and restaurants.Overall, moving to Miami can offer a unique and exciting lifestyle!

And, Mars Hill is only going to grow in its downtown scene.

I don't want the college party scene I want success. 

That scene where he is on a horse coming down the hill after his wife is murdered.

We have a great brewery scene and top notch restaurants (not chains).

Tampa's thriving real estate scene offers ample room for growth.