Javaras,I might be mistaken but if you you are looking for a bank/lender that offers 90% LTV that would only be for primary residence. 

However they all show up on MLS, too as they're required to be listed by a real estate agent (at least that's how it is here in SC if I'm not mistaken)

You will hear over and over that Philly is block by block and it is very true so you need to fully understand what you are buying - or you can mistakenly buy a bottomless hole as opposed to an investment.

Owners mistakenly ASSUME all PMCs offer the exact SAME SERVICES and PERFORM those services EXACTLY THE SAME WAY, so price is the only differentiator.So, the first question they usually ask a PMC is about fees - instead of asking about services and HOW those services are executed.EXAMPLE: PMC states they will handle tenant screening – what does that specifically mean?

If that was supposed to be interpreted as you like both cash flow and appreciation then I am mistaken.

I respect your opinion and I generally avoid arguing other than for pay (except with my wife but that's different) but you are mistaken. 

Owners mistakenly ASSUME all PMCs offer the exact SAME SERVICES and PERFORM those services EXACTLY THE SAME WAY, so price is the only differentiator – and they often select the first PMC they call!

I got to witness people who say they were going to help watch me struggle.(7) I mistakenly thought I was thinking long-term but I was being shortsighted by holding on to my first property.

Owners mistakenly ASSUME all PMCs offer the exact SAME SERVICES and PERFORM those services EXACTLY THE SAME WAY, so price is the only differentiator.So, the first question they usually ask a PMC is about fees - instead of asking about services and HOW those services are executed.EXAMPLE: PMC states they will handle tenant screening – what does that specifically mean?

Maybe I'm mistaken and they purchase in their business name, as well.