If you plan to grow your portfolio, use a PM software that allows for corporate accounting so you don't need to get an additional Quickbooks subscription. 

I'm happy to pay someone's consult fee if they can help me towards refinancing to a better rate that helps me cash flow on both properties.

NACA could call the loan if they think you didn't make a necessary choice, they do not consider paying off credit cards as okay.Your HELOC lender can also close the line if your FICO goes down or they find out they are in 3rd position.NACA is an amazing product no down, no PMI, low rate, no fees - you sure don't want them to call the loan.

If you do not wish to pay this out of pocket, you will want to include an addendum in your offer requesting the sellers pay your agents fee for you.

Homes with HOA or condo fees are harder to cash flow. 

That doesn't just include the interest rate but can also include many/all loan costs as well - varies by state but can include points, title, escrow, processing fees, etc. 

There is an $80,000 assignment fee so we ended up paying a bit more but our only down payment towards the building looks to be 30k.

So for those a little “fuzzy” on “due on sale” let’s state it clearlyWhen a property is transferred either through warranty deed, contract for sale, leasehold interest for more than 3 years, or any other method meant to transfer fee Simple property rights, the lender has the RIGHT, (not obligation) to “accelerate” the note, in other words call the note due.  

@Carl Rowles we screen all tenants exactly the same, but know several of our local competitors cut corners to attract more S8 applicants - waiving application fees, security deposits, etc.You can try to weed out applicants that have poor "house maintenance" skills by doing surprise zoom calls and asking them to show you their kitchen, bathroom and another room.

Figure closing costs including origination, service fees, and title at about 5% of purchase price.