Numbers on the property look like this:Purcahse Price:$143,200 Repairs: $32,944Carrying Cost: $746/month (utilities and loan payments)( carried for 2 months and counting) Total invested:$177,636 ARV: $205,000Listed at $209,950 ( on market 30 days, alot of interest and compliments but that doesnt matter because I have a big fat Zero offers) Major issue is home has a permitted garage conversion and buyers in that price range in the local market really want a garage.

If saving to invest in a multi unit is beyond your vision it may simply be time to buy a home and put investing on the back burner.

I like this saying:"Pigs get fat, Hogs get slaughtered"  

@Brie Schmidt I agree with @Steve Vaughan theory of trimming the fat.

I kind of put my desires to the back burner since I started back to school for my Bachelors Degree in Project Management.

That's why it's a point based system.It depends on what type of deal, loan amount, how much time and effort are involved, how quickly does the borrower need to close, etc..If a broker has to put other deals on the back burner to rush this deal because the borrower needs to close quickly, then the fee will be higher. 

Stop holding your breath that you will ever close on that deal, put it on the back burner, go find a seller with equity & motivation, then try to put together a deal that will put some cha-ching in your pocket.

Do you have any wealthy family or friends that have a big fat bank account that you could "borrow" their bank statement as proof of funds, then put it under contract and wholesale it?

I have been reading about real estate for years and continuing to push 'getting started' to the back burner.

That would be a big fat NO in my opinion.You are going to entrust 1 million dollars of your money without even knowing if they are qualified to help you??