They want more online leads, but I'm quickly learning their bigger issue is outbound sales & marketing, i.e. understanding who their customers (and referral partners) are and engaging them meaningfully.I've been lurking on BP and researching their build areas and it seems like their primary clients are developers and investors, not individuals building their dream vacation home (though they are part of the mix).Their value prop is dollar efficiency and speed.

I don't think there's a reliable way to come up with an exact dollar amount that everyone can just plug into their situation and be 100% safe. 

Full accounting built-in with QuickBooks Online Sync if needed.

Listen to podcasts, watch YouTube videos, find others in similar boat and meet regularly online to discuss. 

Talk to a lender or read some online material to learn how to do it quickly and wisely.

And you have an "asset" in the hood, you can safely assume the appraiser will not pick the 5 best comps.

Use an attorney to draft up your legal loan documents and ensure it's safely secured against the property as a deed or mortgage.

Ive seen conflicting answers online and just want to know if Its legal for me to occupy the home down the life if life circumstances change and I need to while still renting out part of the house?

It literally takes less than 10 minutes to set up free online rent payment at one of the several who offer it for nothing, and another 10 minutes to set up accounts such as Square or Stripe to collect via credit cards and other electronic payments. 

@Clark HagenI believe the mortgage would deed the house to you and is just seller financing and a contract for deed you don’t get the deedDefinitely want the mortgage and my recommendation would be to use the Fannie Mae templates docs (mortgage and note) which you can get online.