If you current savings are not enough.A side hustle is great source of income as others mentioned.But You can also potentially buy a property out of state for much cheaper that can generate cash flow.This can supplement your income and hep you save faster.

Deb, no, I'm not planning to draw from it in the immediate future, just wanted to have it available if I need to supplement my cash savings for a down payment.

If i lost my paycheck right now I would be at a net monthly loss of only around $250 but my VA disability claim will also supplement, at minimum, over $1000 a month putting me in the net positive.

However, part of the purchase agreement is that the unit has to be rented to a “very low income” tenant according to a supplement addendum.

I am looking for my next deal and trying to find something that allows me to house hack & generate decent cash flow that I can put into more properties later (I also save from my W2 job - this would just be supplemental cash flow).

It’s like when Forbes used to have “supplemental” sections that on the surface looked like just another Forbes article when in reality it was a paid promotion piece (advertising). 

While you’re living there, you’ll have a supplement of income, that’ll be the time to save where you can.

We also have a wood stove for supplemental heat in the winter.This past winter we had very little snow.  

Over time it has built up a pretty nice reserve account to help supplement capex and other maintenance repairs.

I would also look into possible ADU potential on the property or garage to supplement and get positive cash flow.