Some of these Millenials are sensitive and rude.

 16 terms you need to know in commercial real estate:1.Internal Rate of Return (IRR): A metric used to estimate the annualized return on an investment based on the timing and magnitude of cash flows.2.Cash-on-Cash Return: The annual income generated by a property expressed as a percentage of the initial cash investment.3.Discount Rate: The rate used to discount future cash flows to their present value in financial models; often represents the required rate of return.4.Capital Expenditures (CapEx): The funds set aside for property improvements, renovations, or major repairs.5.Gross Operating Income (GOI): The total income generated by a property before subtracting operating expenses.6.Operating Expenses: The costs associated with managing and maintaining a property, including utilities, taxes, insurance, and maintenance.7.Debt Service Coverage Ratio (DSCR): A measure of a property’s ability to cover its debt payments, typically calculated as NOI divided by debt service.8.Loan-to-Value (LTV) Ratio: The ratio of the loan amount to the property’s appraised value, used to assess risk in financing.9.Equity Multiple: A measure of the total return on an investment, calculated as the ratio of total cash flows to initial equity investment.10.Residual Land Value: The estimated value of land after deducting development costs and desired profit margins.11.Sensitivity Analysis: A technique used to assess how changes in key variables (e.g., rent, expenses, interest rates) affect financial model outcomes.12.Operating Pro Forma: A projection of a property’s income and expenses over a specified period, typically used for budgeting and financial analysis.13.Cash Flow Waterfall: A structured distribution of cash flows to different stakeholders in a real estate project, often involving equity investors, lenders, and developers.14.Leverage: The use of borrowed funds (e.g., a mortgage) to finance a real estate investment, potentially amplifying returns but also increasing risk.15.Equity Investment: The amount of money invested by equity partners or investors in a real estate project. 16.

@Kenneth C.I would speak to an attorney on this one as this is a sensitive issue / case.

A time-sensitive deal required me to open a SDIRA, transfer my assets, and fund the investment within two weeks.

I thought the focus was tenant payments from a mobile device.ANY of the pay bill applications from a Bank and/or my favorite popmoney.com are sensitive to the device and require no App to be loaded. 

Also there are the second-hand smoke issues if you have sensitive neighbors, whether in your property or next door.

Often times, an accusation/action and restraining order are issued as a first course of action in a divorce where kids or substantial assets are in play. 

Am I allowed to link properties on this forum since I feel like bigger pockets is sensitive.

In any case, the WHOLE POINT of my encouraging message has been depleted thanks to the derogatory remarks, and especially the disgusting words that are completely unnecessary from @Jim K. the fact that you even think so lowly is far worse than bringing a $5 sub into a restaurant. wow a little sensitive.. my comments were along the line of your thought process there is way to save money in many things you do.Now Jims Stripper comments well that's his sense of humor :) .  

California has specific mold laws - I suggest you read up on themCalifornia's "Toxic Mold Protection Act of 2001" authorizes the state's Department of Health Services (now called the Department of Health Care Services) to set permissible levels of indoor mold exposure for sensitive populations (like children, or people with compromised immune systems or respiratory problems).