If you have a commercial residential property (>4 units), the value is based on NOI.   

DSCR loans are based off of down payment, credit score and either actual or market rents so it helps to supercharge an investor's real estate goals and net worth.

The combined cash flow and appreciation from these new investments could potentially surpass what you're currently earning, even if the immediate cash flow isn't as strong.

LOC on business purpose doesn't really make sense from a lenders perspective.Think about it, you have to tie up funds and not earn a return until the borrower wants to use them.Time is money and if your lending money you want a return each day your money is out.I'd strongly recommend just going with a cash out refinance and avoid spinning wheels looking for a LOC. 

Based on the story they told me it sounds like the parents are effectively homeless and I suspect they have simply moved them in without permission.

@Anna Thanopoulou Bonus depreciation is not prorated based on the timing.

If you have any further recommendations or insights based on my answers, I would love to hear them.

I made a few changes based on the advice that I received here on Bigger Pockets and got three applications.

**Privy** tends to offer strong MLS data, **Propwire** focuses on off-market properties, and **Backflip** specializes in investor-focused analysis.

If the property is in a rough part and only rents for 1000 and is harder to manage than a rental that's double that and it's percentage based they gave to be compensated fir the extra work.