Can you move into it temporarily?

It may be worth looking into house hacking (maybe a multi-unit) temporarily.  

I do know a fair amount about credit scores and theoretically, IF someone with otherwise great or good credit somehow had their financial world collapse on them and they filed for bankruptcy or were foreclosed on, I suppose that would fit your idea of someone with one big screw up on their credit that disqualifies them, at least temporarily from buying a home.

My team and I decided to do it as a one-two because his financing was all jacked up beyond belief because many investor types love their loan shark hard money guys and think we soft money types are all idiots because anyone that works for any bank is (apparently, according to them) an idiot:Phase 1: Refinance the first 4 using Fannie (better interest rate pricing), requiring him to temporarily come in with enough money to (with significant help from the cash out proceeds from #1-#4) pay off the mortgages on #5 and #6.

The new stove will be in the middle, not so far to the right where the old one is sitting temporarily now. 

However, when I reached out to the husband he told me that they didn't feel comfortable having people come through because the wife is immunocompromised (weakened immune system).

If the owner redeems, you will be able to keep all the rents earned before redemption.If the someone is living in the property, or it is just temporarily vacant between tenants or something, you cannot just barge in and take over.

Sometimes to get the higher ROI you may have to temporarily live someplace that's not your forever home.If you decide that this is just something you want to do on the side then I recommend choosing a neighborhood because you like it irrespective of the numbers.

@Joyce Kim if this will be a residential small rental (not commercial) and you don't have unrelated partners,  all an LLC will do (especially SMLLC) is limit your financing options, weaken your title chain and hazard/title insurance when you quitclaim, complicate your tax reporting and give you a new and unnecessary annual $800 bill from CA.  

Hello biggerpockets I live in jersey city temporarily but the values on properties here are nuts, so I began looking in nearby states and I saw that Pennsylvania's prices are a lot like the prices I see around the forums.