The issues as I see it.True, the title policy holder is insured in perpetuity even after title has been transferred.One problem with transferring to an LLC is that the LLC is not named on the title policy.

Well if you have decades to wait for that to happen maybe, but Ive been here over a decade already and still have seen no movement.

This is the kind of thing that perpetuates a negative landlord stereotype. 

I've got few guys out there "perpetually preapproved" because I've done their mortgages before, credit is solid, I'm not worried about DTI, all they need is the cash to close, and I've taught them how to calculate that so we aren't wasting anyone's time. 

. - If your house is ready to be rented now and I know there won't be lot of movements during Spring in a college town but I would not wait for someone for so long. 

I have a name and number for a great rep there, and also have a lender at Movement Mortgage who closes renovation loans in less than 20 days (I can attest to this- it’s not hearsay).

I would consider long term plans with the house, how prone your area is to soil movement, etc...

It was a 20 minute conversation over coffee, mostly talking baseball.By not offering savers any yield, the commercial lenders and banks that offer them are shooting themselves in the foot and I am 'occupying' this movement by getting rid of all of them and their petty requirements from my portfolio.  

ceiling fans would probably help the situation, at the cheapest cost possible.the movement of air will make it feel cooler than it is.

So, if you decide to pursue a cost seg study, I recommend finding a firm that provides a Perpetual Cost Segregation Study with annual, evergreen reviews to find expenses from dispositions, additions, favorable changes in tax laws while also using the changes to drive lower insurance and property tax premiums.