-First time home buyer -Chemical Engineer 180k/year-Great credit, income, rental historyI’m looking for a realtor and/or partner that would be able to share some options and/or recommendations in this area, much help is appreciated!

Sounds harsh, but it will be a lesson for you both.

The harsh reality is that I get a lot of preexisting tenants, who always come with baggage.

I also like Huntington's proximity to Kentucky and Ohio, because it provides convenient access to markets with other dynamics.We've also talked about starting slowly because experience is a harsh teacher who gives the exams before the lessons!

Could be seen as harsh but its business.

Just curious as I have no experience with them at all and it hasn't scared me away yet from a 3 unit property that I just put an offer on.My main takeaways:Need strict rules in lease about what can be used for toilet paper, laundry frequency, waste/chemicals going into the sink.300-800 maintenance every couple years for pumping/inspectionExpect five-figure costs if you have major repairs or replacement.Anything else I should be looking out for?

I know that may sound harsh so I apologize if it's coming off like I am attacking you because that is not my intention here.  

Traditional banks (like Huntington, Chemical bank, Wells fargo, Chase etc) and many smaller Credit Unions are also quite competitive.That is if you have a good credit score and have a SSN (as a US citizen/resident).For international investors who invest in Detroit there are a few options available.Property value should be a minimum 50K (appraised).If within 6 months of Purchase, then Purchase price will be the appraised value.Minimum Loan amount 200K (can be negotiated if it is within 15-20% variance max)Loan to Value ratio at 65 - 70%Interest Rates from 6.35% (higher the LTV higher the rate)Terms - 30 year (5 year amortisation)Required DSCR - 1.10 - 1.20I have been able to secure this lending for our Int'l Investors

How about actual Hazardous Materials, such as asbestos containing materials or chemicals?

First, you educate yourself.I know I’m being harsh and I’m sorry for the cynicism, Trevor.