We've secured a more secure and bigger nest egg in real estate with the system the government has set up in three years than we did in 20 years in W2 jobs. 

Second, you can purchase a small multifamily property with 3.5% downpayment so you won't need the whole 70kThird, you continue to max out the 6% match from your employer to grow the nest egg (trust me - having extra money is always a good thing)Lastly, you now have an asset paying you monthly so you and your wife can bank some money since you are getting rent, so you both plan to buy your second small multifamily.

They simply want to help build their retirement nest egg while they pursue other interests.

Given the hot water the bank was in, it seemed extremely unlikely they were going to kick the hornets nest. 

Where most run from risk and go to the safe job every day for the rest of their lives that they hate and hope that the nest egg is enough to support them in retirement.

I watched him over the years generate a great deal of passive income and it provided a retirement nest egg after he retired from the oil company he worked for, for many years.Unfortunately, he never took things to the next level and he continued to rent out crappy run-down properties for pretty cheap rent.  

@Karen Braddy Get started however works best for you and once you have created a “nest egg” of cash figure out where you want to invest next.