Putting the origination aside, there are regs you must adhere to when lending to consumers.

This particular company says it's a "Government Program " that was inacted during the recession to help consumers with debt.

Foreclosure is not expensive nor time consuming in Missouri.

Let us not assume that Dobb-Frank is within it's pages the entire body of law that deals with real property, real property finance, consumer credit, debt collection and ideas of the same.

@Mitch Dowler,I am a little slow here can you point out in the FCRA where the credit bureaus must provide a consumer an original documentation that the debt was verified.Joe Gore

I do agree with that @Brian MathewsI was wondering more on the side of advertising to the general consumer.

The agencies expect consumers to shop around.

The comments above are consumer retail, yours would have been commercial in nature.  

If you are interested in a particular state, add that to the search criteriaI know it might seem to be disjointed and time consuming too seek insight be trolling through threads but are so many useful posts on here.

Then just go through the other properties that are similar (house or raw land) in the subdivision to find out the taxes they are paying.It's time consuming but the counties want the property to be close and similar and you can't get much better comps then the same subdivision.