Case in point about challenging the distribution, this happened to another investor here in Pittsburgh: the defendant vandalized the property right after the sheriff sale out of spite.

That's always the case in normal situation

That was certainly the case in the Pittsburgh area prior to 2017, when they started to list. 

So, if this is the case in your state, the last thing you want to do is to "explain" this to an inspector.  

Case in point, the linked article has them forecasting the 30 year fixed rate at 5.1% in 3Q22 and 4.8% in 4Q22 and it's currently 7+%.I'm still moving forward but the buying pool I'm in is pretty empty.

I was looking at a past case in the same town and saw that FNMA bought the property at the full appraised value, and the minimum bid is only 2/3 of the appraised value here.

MA is very difficult for landlords who make any mistake and happen to have a case in any Housing Court. 

I’m also considering asking for legal fees in escrow in case in the tenant becomes my headache.The property is in NYC and tenants can stay up to 2 years rent free due to our court system.

Is that not the case in Indiana?

That is not the case in your deal.Was a warranty provided by the seller?