@William Allen Thanks William for your input on where to look at for the house hacking definitely is my top choice since that’s where my mother is thinking about relocating to. 

Click Here to view the full storyBy Jason Bolton – Data Editor, Memphis Business JournalAug 9, 2018, 12:04pm CDT Updated Aug 9, 2018, 1:51pmThe number of people who rented versus owned their housing increased by about 5 percent nationwide from 2006 to 2016.In Memphis, the number of renters increased by more than double that amount — 11 percent — over that same time period, according to an analysis of U.S.

Your choice!

Doesn't help much that investopedia.com defines cap rate as a "rate of return".https://www.investopedia.com/terms/c/capitalizatio...Because of this many newbies have no choice but to get stuck in the mindset that somehow "cap rate" is strictly a measure of return and nothing else.

IT kinda freaked me out that I might make the wrong choice, so it propelled me into a massive quest for investing education.

I'm in CA too, so its almost becoming a necessity vs a real choice.......See tons of success on BP......and tons of horror stories with OOS..... turnkeys etc..... makes me very hesitant

Not saying this is what you or I may do but the point is that there is more than one way of looking at an investment and only time will tell if that investor made the right choice.  

If I don't rebuild, what are my choices?

You can always quit in the future but do not make choices based on that plan.You can not get ahead without working for a income.By the same token you can not live at home and while you are there you need to be paying your parents rent.

You can also search Trusted Choice for a local agent.