We focus mostly on the low income to middle income niche of this segment.

This is a good amount to work with every month.You can divide your mailing up into 1/4 and mail a segment every week if you want.

I'm sure glad I don't have 300 units just breaking ground targeting that segment.

True, some times are really am too frigging busy with that urgent next day shipment, but also true, there usually is multiple 5 minute segments (even though mine screams bloody murder if I lock her out while I sneak into the garage) Still, there ARE times to return those calls, even if I don't break your 10 min call back "barrier" My husbands buisness is great and he is doing real well, but mine would be better, make more, and require less time than his.

Because of the laws pertaining to recourse on the loans many traditional banks are not interested in us for a variety of reasons (no local member, low end segment, single family homes, etc.)This has us mainly looking at 2 different options. 1.

It really depends on which of the drivers of each segment of rentals is more present with your condo, and which segment has the best blue ocean dynamic present.For example, if you are near a regional hospital and everyone is goo-goo-gah-gah over STRs in the area, mid-term is likely your cash cow. 

The segment of the population that matters are those who'll rent a 1,000 sq ft 3 br, 1 bath cottage in Parma Heights OH, and THAT segment of the population is exploding in Cleveland. 

For example, is the market segment between $500,000 and $750,000 the same as the market segment between $250,000 and $500,000?

And this makes sense for a huge segment of people who have no idea how to use debt and also can not keep $20 in their pocket.Consumer debt is bad and I think most investors  understand that.  

In fact, they said they're scrutinized by their clients (banks) and won't take the risk of endangering a big segment of their business with one of the banks by favoring an in-house offer.Now, the story is quite different in the smaller, mom-n-pop type real estate office.