The City of Baltimore and the State of Maryland has a grant program setup to help homeowners. 

It is great to be enthusiastic, but realize there is also a huge sales and marketing tactic to get you to buy into those programs. 

They were old but functional. thanks for all thoughts. 

By CHAMP, does this refer to the Community Housing Affordable Mortgage Program loan?

TD and RBC have good lending programs if you have a very small portfolio in Canada. 

I know Section 8 isn't the most attractive start with investors, but I've grown to believe it can be very successful if done correctly and with the high program rents and long waitlist in NC and surround states it has drawn me to it.

We used a Canada-based lender with a presence in the US and a lending program geared towards Canadians purchasing property in the US.

I know the capital gains tax on investments shorter than 1 year have at least 35%+ tax.I try to tell people to beat the tax with volume, the 1031 exchange program can be a pain with their guidelines and process. 

Hi Angelo, DSCR programs are great loans.

I have only heard of these programs for owner occupied properties, VA home buyers, FHA & first time home buyer programs and that sort of thing.