All sorts of different revenue streams.Buying rentals is pretty simple concept and most anyone can do it.. but of course there is more to it and that all revolves around managing tenants.

That said, my question revolves around the “intent” portion of an owner-occupied loan.

I got all the tools that I can think of to make this a successful venture: I got the smart locks, keypad, door bell cam, outdoor cam, noise sensor, PMS, Dynamic Pricing tool, scheduling app for cleaners, smart thermostat, etc.

I used Sofi last year to pull $50k for a few projects and it had minimal impact because it's not "revolving credit".You can also try business credit cards that don't report (Chase, AMEX, Citi are a few), but the credit limits are typically smaller.

I imagine most of it revolves around student rentals for UVM and St.

Their entire business revolves around denying claims, trying bandaid fixes, and you getting frustrated and paying someone else to fix it.

The deposit is tied to the lease.If you let this tenant go and then let the remaining tenant look for a new roommate, you just create a revolving door.

I considered cellular cams but we need about 3 cameras for good coverage which would make the cost high. 

With a simple interest loan - a revolving line of credit like - when they tell you they're going to charge you 4.5% interest - that's exactly the amount of interest you'll find on your monthly bill.But when you look at the monthly bill for an amortized loan - the 4.5% interest rate they are talking about is nowhere to be seen.

BEFORE the first wire is pulled so loads cam be balanced and pathways identified.