There is an identical building one street away that is zoned and taxed this way. 

I simply went to the county and paid a filing fee to file a Quit Claim Deed, avoided any transfer tax by stating "mere change in identity" on the excise tax form.  

My applicants are hesitant to give any type of information over the phone or email until seeing property.As other posted I typically let applicants know what are the minimum requirement so they are aware.I recalled asking for credit score and job info and applicant was hesitant in providing info before seeing, his reason was because he was concern about identity theft..

This unit does not have a rental history, although the others that do are identical.  

In many instances, the rates are identical for any consumer 1-4 product.The problem is that the banks I've contacted only do portfolio lending on owner-occupied 1-4 units.I was wondering has anyone come across a bank that has a robust 1-4 unit non-owner occupied portfolio lending program?

One way around that is looking at the bids... if ea one nearly identical then you can reasonably believe that's the market rate.

At the same same I bought a house on the same block of the same street, identical built by the same builder and the same time, I paid $52,000 for that one but kept it. 

The two units have identical layouts and square footage. 

That is lower than the 23% deduction in the Senate bill, but when combined with the lower top tax rate on ordinary income, it equates to a nearly identical 29.6% top rate on that income for pass-throughs.

I think industry jargon is important in creating  a sense of identity among members of a given industry.