Anyone aware of national bank w/portfolio lending for 1-4unit?

[Gonzalo Escobar]

I am in a unique position that I happen to be pretty cash wealthy right now, 325 and likely maybe close to 500+ within a year. Typicallly I try to reinvest quickly as I don't like having too much cash on hand. 

I was thinking this time around I might try to leverage my current asset snapshot to do some rate reduction on my 1-4 unit portfolio as I know a lot of banks will give you some small rate reductions if you are a private banking client.

I've noticed that while conventional rate pricing seems to several penalize 2-4 unit properties once you start looking at portfolio banking options that just isn't the case. In many instances, the rates are identical for any consumer 1-4 product.

The problem is that the banks I've contacted only do portfolio lending on owner-occupied 1-4 units.

I was wondering has anyone come across a bank that has a robust 1-4 unit non-owner occupied portfolio lending program?