If 5 yr balloon can I stipulate increase rate 1% on the 4th year?

(make sure your contract specifies that you get deposits and pro-rated rent when you purchase)Only thing you can consider requesting is that the tenants be put onto a new month to month lease. the benefit to this, is oral leases can only convey rent amount. this lease is created by accepting rent from the tenant every month. every other stipulation defaults to state law. this means tenant can show up tomorrow with 3 pets and you cannot do anything about it (except provide notice of lease termination) whatever you do keep the current tenants on month to month.

What stipulations does your loan program have that other hard money lenders do not?

Let us help you It’s almost certainly over priced for the area or you tacked on a bunch of fees or stIpulatIons people don’t like

Often times, you can just takeover such an account and make it your own.With any non-spousal IRA (self-directed or otherwise), the IRS rules stipulate that a certain amount must be distributed from the IRA to you each year. 

If you go that way, I’d make sure a professional installs it and that you have a warranty which stipulates something about the repair time in the event of it breaking(in the dead of winter.

You're not likely to get a private loan on a primary residence either, as those loans are automatically regulated and most Private Lenders don't want regulation headaches.If it's a straight flip, you can finance up to perhaps 90% of your project with a Hard Money bridge loan, but that may not jive with the Seller's stipulation for cash.Hope this clarifies things a little.

I don’t know if there are any stipulations on how high we can go and how much the gov’t would cover.I also thought about maintenance issues as well.

For FHA, here are the stipulations for military out of HUD 4000.1: "(7) Military Personnel Eligibility (a) Standard Borrowers who are military personnel, who cannot physically reside in a Property because they are on Active Duty, are still considered owner occupants and are eligible for maximum financing if a Family Member of the Borrower will occupy the subject Property as their Principal Residence, or the Borrower intends to occupy the subject Property upon discharge from military service.

The only stipulation is that the “second home” needs to be a minimum of 60 miles from my primary residence, which is not a problem bc I live in CA and can’t afford an investment property here anyway.Inspired by David Green's investing philosophy and having read his book, I'm interested in purchasing an undervalued SFR or small multi-family property out-of-state, rehabbing it, and renting it out.