Investing in Hawaii sounds like an amazing plan!

Alternatively, if I can find a lower cost single fam home where I can cash out 100% of my investment I would do that but those have been harder to find recently. 

My answer is: Invest in the market you know best.Within Dayton, there surely are decent neighborhoods to invest in.

Hi Kris,It’s great to hear about your plans to invest in Indiana!

If you're having to go out and "raise" your entry fee, you might want to think about other investments until your cash grows.

The data @Devin Conley posted is pretty solid from my experience (I do not know Devin nor how he sourced the data, just going by my own investing experience).  

So you can find better performing investment properties.

Just focusing on the passive income you want to achieve will leave you chasing cash flow which will have you buying properties in worse areas with harder tenancies that seem to cash flow better, but will have large cap ex.Any time someone asks a question about where to invest and it can be anywhere, they aren't ready to invest and are opening themselves up to every pitch in the world on an area.

Investment Info:Small multi-family (2-4 units) buy & hold investment.

I'm quite not 100% on wether or not if I purchase my first investment property where I currently live (Virginia) (*which I will be*). should I also gain my license here since I'll have a property within Virginia.