ESA puppy my ***, something needs to be done about this ESA loophole/ online ESA letter scam IMO.

In this space there are many lenders that bait and switch, scam, or simply do not perform.

This is one of the biggest scams in the game.

@Glenn Cross yes, PMCs handle this type of stuff - if an owner is willing to budget & pay for it.You can also try using TaskRabbit or other services to handle yourself.Just be sure to ask for before & after pics to make sure you don't get scammed.

Possibly a fishing scam.

In light of the fact that the leases are a scam I would not feel guilty but would still try to prove the leases are not valid first. 

-Insurance is becoming a scam.

Hey Erik,They ended up being a scam and I learned the hard way.

They are either part of the scam or are not smart enough to know you getting scammed.

There are a lot of people outh there making a commission on pushing those loans just do not fall victim to that type of scam.