The cost of flood insurance shot that deal right out of the saddle!! 

I am getting back in the saddle and searching for my next property with my focus on cashflow.  

Banks and other institutions are saddled with an enormous amount of regulations and restrictions on what they can lend on if they want to re-sell that debt on the market.

This is currently the track we're on which wouldn't be possible if we saddled ourselves with a fat mortgage payment not to mention having to save for the down payment.

I'll spare you the ugly details but i spent a full year expecting to not only lose everything but also to be saddled with alimony payments far beyond what i could afford for 8 additional years.

"rehabbed" is very vague....that could mean just about anything from $5k(new floors, a few fixtures, new appliances and paint) to $45k worth of improvements, considering the price, it's probably the low end...so your rehabbed property could still need a new roof, electrical updates, plumbing re-pipe, asbestos/lead abatement, etc, etc. and to top it off you're saddled with a section 8 tenant as your first. 

I don't believe there is an HOA lien, but if a person is not paying their house payment to the point of foreclosure it seems safe to assume they are not paying the HOA and haven't been for some time.No not in Ohio, you're only responsible for HOA fees from the date of foreclosure forward, unless there is something specific in the CCRs stating otherwise.However most HOA attorneys will try and saddle you with all unpaid dues when you take possession. 

You don't want to be saddled with a large mortgage payment AND then have monthly expenses for repairs too. 

Greetings thereI am new to the real estate worldUnfortunately like many young folks I am saddled with a lot of student loan debt, hence my income to debt ratio is very badFor those who have experience attaining mortgages and/or cash out refinances, how heavy do banks weigh in student loan debt?

Owning a lot of units is not that cool if they are all saddled with debt.