Everyone’s got the same problem: STR oversaturationPrices are high in most markets and if/when you do buy, your competition is fierce thus pushing down nightly rates and occupancy rates in almost every worthwhile marketGood luck fixing that! 

The fire insurance companies dropped policies holders when they knew the fire was coming, in some cases, they're not even paying the full amount, and there's the case where some people didn't even have insurance.For those people who just want to walk away from this entire experience, is it possible that  morally-driven wholesalers can help them in a situation where not only the California government failed them, but also the Insurance companies?

An attorney recommended to drop it.

However, value add with a sale is not as implacted by rates.  

With a fideicomiso, the gross income is taxed through a withholding tax whereas, with the corporation, the rate, you can deduct expenses but the taxation rate is higher.

Working to figure out which route has the best conversion rates when targeting specific neighborhoods.

new construction homes everywhere. many people waiting on the fence. once the rates drop its going to get crazy again.

Based on what you've told us, your rate should be at prime (7.5%), unless you are over 80% LTV, then it would be prime +1.Jeff

If you're goal is a long term hold, you're almost certainly going to do well even with a market rate deal in any of those states.

I'd give it the first two weeks in January and see if I got any bites before I dropped my price or really started worrying.