It's been a little bit, but he's a solid guy who knows the markets and is local and can get you the right $ product. 

Wondering if you have noticed any changes in their product or price points now that the market has become a buyer's market.

The interface is easy to work with, but they do require higher FICO scores for fix and flip products. 

(high five) I work from home in the Tech industry as a software Product Manager. 

Summary: Portfolio product with 1% minimum down payment and no PMI requirement designed to benefit those heroes who serve and protect our communities.

How about the simple obvious that the inputs to deliver the service/product have a base-line and market prices have, OBVIOUSLY, been at about as lean of operating profit margins as can be. 

Risk of future inflation, and projections of gross domestic product.

They see a renewal of the current business tax rates, regulation and permitting rules getting slashed, tax code being simplified, and federal deficits on a one-way ticket down the elevator (which are a longterm drag on economic productivity).Just look at the growth in tax code complexity over the last 20 years.

This of course will affect productivity and delivery schedules.WE got all of ours out by the 15th and filed all the state returns by the 15th. 

But there are products that go all the way down to .75+ ratio and even no ratio.