I appreciate you sharing your perspective!

I started investing in 2015 and until now acquired 5 doors, 3 of them in 2019, so my perspective is to keep growing portfolio whatever the market is.

Speaking from the Arizona perspective, we are experiencing continued growth, attracting lots of new residents (Californians choose Texas and Arizona as their top 2 places to move).Here's an economic forecast:https://www.azcentral.com/story/money/business/economy/2019/12/11/arizona-state-university-annual-economic-forecast-predicts-slower-growth/4398074002/Not sure where you are getting your "low rent" thoughts, maybe compared to CA.

Interesting perspective, Dan!

Thanks - will likely have to be an exception but definitely possible since the story "makes sense" from a lender's risk perspective

I was able to give him my perspective and I got to hear his.  

From a credit perspective, house hacking also helps you build strong cash flow, which can make it easier to secure financing for future deals.Additionally, if you're targeting high-appreciation markets, you could also look into cash-out refinancing down the line to pull equity and fund additional investments.

What data has shaped your perspective? 

So my perspective is probably not mainstream or what the other SFR landlords on BP think of it. but everything takes work..

You need to get some perspective buddy, unless you are trying to hide something.