I think you should explore local and non-local CPAs before making a decision.

You should create a presentation to demonstrate how you intend to use their money and what they can expect in return.

Additionally, the transition process itself could create uncertainty in the market, making long-term planning more difficult.Opportunities for Private Lenders & Alternative FinancingWhile some investors may face challenges, privatization could create opportunities for private lenders and non-bank financing options.

If I have a garden unit in a Zone X (non-flood zone) that experiences some hydrostatic pressure seepage on those huge rain events, does this qualify as flooding?

It's up to their tax professional on how to present that info on their tax returns.

You have to find the areas that are either zoned for Hotel and Resort or have NUCs (non-conforming use) certificates. 

Very few non-owner occupied property policies guarantee full replacement cost - they typically provide replacement cost up to the dwelling limit purchased. 

I am proficient in investing and confident in earning 7-10% returns in the market over the next decade or two.

Or at least what are investors looking for today as far as return and cap rates?

In any case, I thing your investment are pretty solid and should earn you something between a decent return all the way to a spectacular return depending on the local economic situation.