I've only been to Delaware once and it was just to visit my sister when she lived up there and just from my memory it seemed not the type of area I would be interested in.  

@Rick Baggenstoss  I grew up in Glenn Garry glen ross my dad was a land man just like Al Pacino... and Jack Lemmon would have done better if he did what my dad did.. my dad bought a printing press and I had to make door hangers after work then on weekends I had to put them out door to door.. so my dad got 20 leads a week and did not use the company leads like everyone else.. soon was number one then in 2 years started his own company... thanks for the memories.. my exerpince with this company is on the front lines one of my vendors bought a property through these yahoos  total fabrication on the rehab and resale value these guys are ruthless in their approach and in my mind have little concern other than to make a fee and move on totally CAVEAT EMPTOR if working with these folks..

I remember the first time I saw a project delivery diagram, it dawned on me who really makes the decisions in the building process...the owner.

You've locked in a 30 year mortgage at almost no interest, secured a place to live at a relatively fixed cost, and provided a stable atmosphere to begin making memories that turn a house into a home.  

I appreciate the family friendship but things have to be in writing from now on, memories come and go where money is involved.

I'm a UT alum and have fond memories of my Austin days.

That is memorialized the mortgage or deed of trust.  

They eat up TONS of CPU and memory (64-bit Windows with 4GB RAM) and often cause the browser to lock up (Google Chrome - BP doesn't work right in IE11 anymore)....although, it's been educational using Windows Task Manager and watching how long it takes all the stub processes to run down after you close Chrome...

Oh, the memories!

What you are confusing that with is lending money, memorialized in a promissory note secured by your property and selling that note to obtain the desired cash.