He had other projects that he committed to.Want to play a challenging game?

I would say you need to play to your strengths, whatever those might be.

I called that person two more times just flabber ghasted that I actually got a banker to admit this info is legitimate with many more questions.

He didn’t just answer my questions—he showed me how this game is played at a much higher level.

You avoid the tax hit, and still get the use of 75% of the equity if you do a cash out refi - (but high interest rates sort of play against that to some degree presently… but you could alway refi again down the line if rates dropped.  

.: I always play it by ear.

That also plays a major role in what to do. end of day stocks and real estate over time provide the same return on average - so it is really based on the individual, their experience and desire Thank you. 

Its comical how few people understand how luck in a particular economic cycle plays into their successes. 

@Tyler Garza keep it simple and play the long game.

I stopped buying in March 2020 as we didn't know how the pandemic would play out.