In light of this, I have been exploring the possibility of pursuing creative finance options, specifically seller finance deals, as a potential means to achieve my goals.

And What other conditions/terms/costs do you calculate when underwriting the potential of a deal?

Airbnb operates as an interest-based algorithm, rewarding listings that grab attention and keep potential guests clicking.

It's an amazing market to be in because you can still find the 1% rule and positive cash flow while getting amazing appreciation potential.

Inherently the steps are the same as if you were purchasing with financing save potentially less closing costs and ability to close sooner (if needed).The terms of your offer (ie -contingencies, closing cost splits etc) will determine what is different. 

Try to anticipate other potential avoidable situations with a follow up inspection to assess the Locksmith’s work and ask your tenant(s) if you can also use the time to assess for other issues such as unchanged HVAC filters, leaky pipes, working shutoff valves, working smoke detector batteries, properly working downspouts, clogged dryer vents, evidence of water damage from leaking roof, etc,etc,etc.

We are always look to help investors and potentially partner on some flips.Wow small world.

In efforts to get more experience with IOS, we are seeking a financial partner that potentially has experience with this asset class. 

Look for properties with high cash flow potential, good condition, and room for improvement, such as value-add opportunities.

THEN, I plan to purchase the second home using a FHA or conventional loan (3%-5% down), for which I will likely pay the monthly cost out-of-pocket, maybe with some rental income support if it is a duplex.My concern is, I do not want to spend my savings or weigh down my debt-to-income ratio so much so that I cannot qualify for and pay the down payment and closing for the lending on the second home.Questions: - With the first home being multi-family, 75% of the rental income (or potential rental income initially) will relatively either maintain or boost my debt-to-income ratio from lenders' perspectives, right?