Then it goes to a human classifier who is going to review it with their eyes and their subjective judgment and decide: let it go or send it for an actual audit.

Face to face chat is always best and shows the other person that you are human. 

I hope some body read this and do your own due diligence.

Human psychology is smaller, more often increases are more acceptable than one big increase even though the opposite is true mathematically. 

I've always found them to be very human and nice.

but... in my experience, you will be in a stronger position if you build a network of humans by going to real estate meetups and really learning a market.for example - here in Pittsburgh we have a lot of old houses that need big rehabs. and the best software / AI in the world can't help me, because it doesn't know the conditions of the interior, the sewer line, etc. for most of them. 

Not 1 time has a standard rental poo-decorated a unit, not 1 time have I had dead bodies at a standard rental. 

That is, until a few weeks later, I receive 12 notices from New York State Division of Human Rights that a local non-profit have filed 12 complaints against me on behalf of 2 individuals for "discrimination" of source of income.

You are not the entity itself - but the entity itself cannot take any real word action without a human (at least with technology today!)

@Ivana Ivanovic I would say 8% is low to cover both vacancy AND repairs.If you expect to incur just one month of rent lost every 12 months, you'd be looking at an 8.33% (1/12 of gross annual income) vacancy rate.And, even for a brand-new build, you're going to have some repair/maintenance costs as long as you've got human tenants.