My goals are to build long term wealth/cash flow through real estate investing, rental properties or other investments to provide a sound retirement for my family.I've been researching real estate knowledge on google for a few months and accidently came accross your site while reading other forums about real estate investing.

Hello, I have become unemployed since buying a rental property due to a car accident in January of this year.

You should be able to document that fortunate accident and had other things like written communication, the lease itself, your past practice etc all demonstrating that your intent was to hold.  

On the other hand, I don't have the spare capital to replace my new car, so I have insurance to cover if I'm in an accident.

Got a similar message on my answer machine last night...Another one going around is someone you used to know has been kidnapped after a car accident and they want $1,000 or they'll shoot...

Airbnb supposedly has a 1M dollar insurance plan that they have in place to protect guests and hosts for accidents. 

I have a horrific one and I don't want anyone else to go through it again!!!

Not trying to make money on anyone from a horrific situation, just want people to know that help is available.

There was no accident or are you thinking insure payment/performance?

But as far as restricting the tenant from using ice melt, salt or similar product, are we opening ourselves up for potential liability claims from slip and fall accidents?