It is not unique or immune to that in any way.

Also block out days you don't want in order to maintain a healthy life work balance.

I wish everyone here a happy, healthy, prosperous 2024!

Now, of course a smart home buyer will come with 830 FICO or above, with very healthy DTI ratio, make an offer on a house he can easily sell to a mortgage company, so it can be financed.

I only hope something good comes to you in the future to heal this horrible experience. 

.- Distinguishably & Scarcity: One challenge (and opportunity) of investing in Oregon is healthy and happy properties.

Theoretically a DSCR HELOC and DSCR multi family purchase could be coordinated with little to now hard capital out of pocket to the client as most lenders allow down payment funds from cash out against other properties.The mortgage market is extremely healthy and well capitalized for the moment.

Or young whippersnapper with healthy income. 

I've been able to get a healthy combination of both cashflow and appreciation from all my properties after a little TLC.

I've seen some pretty healthy asking prices for land where all entitlements were obtained & approved.Also, I do understand that there's a cost paid to the geotech, architect & city prior to approvals.But...