@Olga DaiselI think we are lacking some key details of your plan.

Are you planning to invest out of state? 

My original plan was to utilize a real estate agent to be my property manager that I met through a Dave Ramsey referral program, but I'm exploring if I should attempt this on my own.  

If you're planning on managing the rental unit yourself, you'll learn a lot about owning rentals pretty quickly.

So I’m trying to come up with a game plan  Conventional loans do require 25% down on an investment property.

I never was able to coordinate a consistent quarterly meeting for planning, I never knew who to contact because they have multiple levels of their workers and people were constantly moving in and out of the organization.  

I have drafted plans for covered patios and decks in Coronado, City and County of SD.

You need to work with a property manager that has experience with this, unless you plan on doing it yourself.

A boutique hotel is a great investment, assuming your plan is the turn it into a STR hotel as well.

This move is such a great example of what determination, solid planning, and truly listening to investors’ needs can achieve.