Just a heads up, your rate will spike going from 75% to 80% and you'll need at LEAST a 1:1 ratio.

You're heading the right direction.

This market now offers not only excellent cash flow but also strong appreciation, creating well-rounded investment opportunities.The 60 strongest housing markets heading into 2025 - Fast Company

From the top of my head - mildew, moisture buildup, dust, structural cracks...

But with my head held high gone was all the normal trappings of RE success being served as a big slice of humble pie :(.

In the text notice I have headings for each section, because people HATE reading today so I make it ultra simple to find exactly what one is looking for in less than 3 seconds.

The property cash flows and I could definitely see each investor making at least $1000/mo with the most hands-off approach of renting to an operator and much more if a person ran it as STR or LTR and it is a great diversification play for me as Costa Rica should see much better appreciation than the Midwest, but if I were to cash out I could see five times the cash flow because of the power of leverage.But I think you hit the nail on the head in saying that it is a lifestyle type of investment.  

I was just a guest at an Airbnb that was not 5-star, so I provided very detailed feedback privately and a heads up that I would not be giving 5 stars.

You just need to get your head around that and push on.

Being prepared to tackle these issues quickly is key.Looking Ahead to 2025As I head into 2025, I’m focused on building on this year’s progress.