Financing, pm, insurance, downpayment, etc.

The flood insurance has also been extremely unpredictable at any of these beaches, so that's a bit of a curve ball.

., home office, health insurance).

When loans were called, was it due to specific triggers like delinquencies, insurance lapses, or low-interest rate portfolio loans held by smaller banks?

You also need to consider that at a lower percentage of money down you will be paying a Mortgage Insurance Premium or MIP. 

Make sure to account for property taxes, insurance, and any HOA fees, as those can vary significantly in different markets and impact your cash flow.

The two-count indictment charges them with conspiracy to commit wire fraud affecting a financial institution and conspiracy to submit false statements to a federally insured financial institution.

You protect your assets by buying a landlord insurance policy, which comes with dwelling plus liability coverage. 

I bought it last year and thus far have: 1) Appealed assessed value to bring down taxes, 2) Got better (less expensive) insurance, 2) Rehabbed 3/4 units, and 3) increased rents $300-$400 per unit along the way.

Is your DSCR ratio greater than 1-meaning are you cash flowing (according to the lender's criteria of mortgage, property taxes and insurance (and HOA) if applicable).