I hit up a local wine distributor and pickup wine boxes (wooden ones) they give away to anyone who wants them.

From the financing side of things - keep in mind that conventional cash out refinances require 12 months of seasoning in order to use the new appraised value.

Rates can be very similar to those of conventional financing (Fannie/Freddie - full doc loans that you will need to prove income to get), but typically a little higher than conventional financing. 2nd - Networking and partnerships! 

Because based on those answers, you can just get a conventional loan. 

There are a lot more details that go into two VA loans and the downside but transitioning into a conventional loan on the  investment refinance will save you a lot of frustartion down the road.  

No problem with down payment but will need conventional load which is not a problem as I have been pre approved many times just did not find right property.

My journey has been anything but conventional, but it has shaped me into who I am today.

But in this case what is the difference from the buyer prospective, other then they are getting a better loan/ equity situation then conventional financing?

 - Fannie/Freddie (f/f) residential conventional loan is the cheapest money available.  

Of course we did not wrap conventional loans only private mortgages that had no due on sale..