You have to answer the question, is there more capacity/market. 

So you can decide whether due-on-sale is a big enough risk to make it worth getting a more expensive commercial loan like you have been, or keeping the property title in your personal name.As with a trust, lenders do not exercise the "due on transfer/sale" clause when real property is transferred to the same individuals in an official capacity (i.e.

The neighborhood was also too dense and the block was over capacity for multi family rental units.   

Experiences like this are even more reasons why you do not want to work with Bank of America in any capacity, unless you strongly desire distractions, inefficiencies, headaches and heartache.  

I basically hate everything about my W-2 job except Mentoring employees.I’d like to go into real estate full time in some capacity and wondering if there is a way I could leverage mentoring/coaching to pivot my career full time into real estate?

Three thoughts related to the issues mentioned on this thread:- demand for quality CPAs, especially specializing in real estate, is higher than their/our capacity- in my firm, all first-year clients get an extension- collecting 100% fee upfront is fairly common in tax firmsYou may want to find this old thread interesting: https://www.biggerpockets.com/forums/51/topics/1042619-strai... 

if you are open to the Central OH market / Columbus we do ground up construction as a strategy. apartments, single family homes, etc. we have capacity for 20 new builds this year. 

Many neighborhoods where I live, including my own, have a % capacity of the neighborhood that can be rentals.

Also, a person would definitely not have the capacity or sanity to lend at 7% for 30 years...

I love its customization capacity and I can allocate unlimited spending categories and sub-categories.