At this point, I would recommend having a line of credit to cover these things so you don't have money sitting in the bank doing nothing when it could be put to work.I have 33 units, no debt except for mortgages, and excellent income.

Bank related issues can be prosecuted for 10 years.

Generally:Minimum size: Most jurisdictions consider a minimum of 70 square feet of floor space.

Working with a local bank it was a breeze.

I found a bank who would work with me and the SBA and the deal happened; I got the loan. 

We don't tend to get them when buying from a bank (because they usually won't budge on price) or wholesaler (who often provide an inspection) but do our own thorough inspection. 

(no banks involved)2.

Best places to look for a HELOC are often the small community banks and credit unions close to the property.  

Same thing for the so called “infinity banking”.  

Lenders will want to see those funds deposited in a bank or other lending institution on one or two monthly statements.