Cleveland and Dayton can be great markets for high cash flow and low purchase prices, but you need to be careful when navigating the neighborhoods so you're not buying in a D/F class area where no property managers will manage and where you'll never see any positive cash flow.

They have been managing fine, although not too busy, I guess because of the market.

@Arun Maheshwari we work with clients to find turnkey rentals in Houston, DFW, and San Antonio in TX, but also have 8 other markets we're in across the Midwest/midsouth.

Another concern is after the two years, I still wouldn’t be lendable for most properties in my markets due to that lack of income. 

Based in Santa Monica, focused on out-of-state markets with strong growth.Not here for sales pitches, just real connections, real deals, and real conversations.

Additionally, while rates aren't historically bad right now, they are higher than 4-5 years ago, and they will be even higher for you as an investor than they were as an owner occupant, which is what you were when you bought originally.I get that you are anxious to add to your portfolio, but that could be achieved without touching your first golden goose.Sometimes on BP, the push is to leverage every last spare penny, but that can be a risky game as the markets shift. 

What was your process to lock in on that market? 

Bought a place a few months ago on market while doing a 1031 exchange..

Years ago I bought houses for $25k in my market.

Diversifying your portfolio can also be beneficial, as it helps mitigate risks associated with market fluctuations.