I've tried to figure out how I can better predict when it is a possibility, but every lender I ask doesn't have an answer and relies on their systems algorithm. 

This is too important to put your trust in algorithms, right?

Here’s a look back at Quincy’s RE market over the past 3 years.About the DataI’m not a realtor with access to the MLS, so the data behind this post comes from Zillow and may therefore be incomplete and/or compel you to algorithmically overpay for billions of dollars of real estate.The data is comprised of 2067 properties (e.g. condos, SFH, MFH) sold in Quincy in the last 3 years.Prices Went UpFirst let’s look at the monthly median sale price over this period:A little choppy, but things are generally up and to the right as you’d expect.

I have found this to be a helpful tool when comparing different areas.As Greg alluded to, I would take this data with a grain of salt as I am sure they just use an algorithm to create the forecasts.

Any computer algorithm is going to have flaws.

Plus there are the algorithms that determine your visibility and what price you show up at.

A site such as Zillow can only use an algorithm to come up with a rough estimate.

My assumption was that the Zvalues were both independent and (despite being presumably algorithm only generated) accurate enough to put them beyond any practical challenge.This was back in the 2010 time frame, so it's a totally done deal without issue.

I am sure I can make a few more bucks, but frankly I hate dynamic pricing when I am hunting for a place to stay.I have been told that the algorithms these days are better and that the potential guests see the actual price rather than the lowest possible price before booking and getting struck with a much higher price.

That way I can compete in the algorithms with apartments that do not provide heat or hot water.