You can run the same scenario accounting for the tax hit if you kept it past the 2 of 5 year time frame I presume you are referencing. 

Mike,Take a look at the penalties for making an honest mistake with a retirement account. 

this is where the gray area comes in with accounting.

Mission Driven 80% AMI rents also only account for the “tenant-paid portion” of total rent.

My number one piece of advice is finding a group that you can attend online or in person to keep you motivated and accountable to your goals. 

Instead of their cash sitting in a savings account, they decided it would be a better investment to earn 3% on their money instead of .03% in the bank.

These guys are having fun because there are a lot of scammers and gurus out there selling LLC creation services and Wyoming Trusts and Cook Islands Trusts and if you believe all that b.s. you will end up needing to cash out refinance soon in order to access that equity in order to pay for all their services plus an accountant to keep track of the mess.

Their rates are good but boy, they looked at my financials and ask some funny questions such as asking for proof that I could withdraw funds from my SEP IRA account, and that I need to provide documentation to verify that  this employer sponsored retirement account allows for funds to be withdrawn, or if withdrawals could only be made in connection with the borrowers employment termination, retirement or death etc. everyday they sent me something new to answer.

However, after accounting for long-term capital gains tax and other expenses, you would be left with $150k which is important to budget and account for.

I think with it being newer accounts/investors they don't think of the specifics needed.