If you don't want to put a single dollar down then you can just structure a 100% financing with the sellerHey Ko, it’s nice see you again.I’ve spoken with the seller and they want a 10% down.I think I’m going to wholesale this deal if I can get good terms, but every once in a while I come across a good deal that I would like to purchase as a buy and hold.what type of loans would you recommend for traditional buy and hold? 

Obviously this is California spec building and not the traditional RE stuff I come to this website to read about :)I should not have said same as main house.

How are people buying multiple non owner occupied properties on fixed rate traditional 30y mortgages? 

The second scenario would be if you didn't have enough capital to invest in real estate the traditional way and wanted to start to build a portfolio.

The vast majority of "regular" or traditional (Conv/Govt) mortgages are originated by specialty lenders and brokers and are sold in the secondary market to provide yield on bank balance sheets (think Chase or BoA) or to be securitized into MBS.

I cannot qualify for traditional conventional for multiple reasons but the over 200 to 1 debt to income ratio is a primary reason.  

I am at 4 now and hoping to average 2 more per year yet ready to quit my traditional job ASAP.  

Few people have no clue what is or how it works, I was just reading today that the cannabis growers that will be trading BILLIONS of dollars in CA, cannot deposit those funds in traditional banks, therefore; many will be using Bitcoins and other digital currency. 

Bitcoin and other cryptocurrency cannot be used as a down payment in a traditional mortgage (Conv, FHA, VA, USDA). 

It's not a traditional school building.